Protect and Invest in Farmers from Ghana

Summary

Insure a farmer against weather shocks and invest in agriculture. This project provides maize farmers with rainfall insurance and capital inputs for their farms. progress reportread updates from the field

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More Information About this Project

Project Needs and Beneficiaries

Managing business and personal finances can be an immense challenge for rural farmers, whose financial fortunes are frequently determined by forces beyond their control, such as weather and crop prices. Providing capital injections and rainfall insurance can help stimulate more productive investment in agriculture. This intervention targets 470 maize farmers in northern Ghana.

Activities

Maize farmers will be provided with capital for their farms, including fertilizer, seeds, tools, and labor. Farmers will also receive rainfall insurance.

Funding Information

Total Funding Received to Date: $11,491
Remaining Goal to be Funded: $3,509
Total Funding Goal: $15,000

Additional Documentation

This project has provided additional documentation in a Microsoft Word file (projdoc.doc).

Resources

Why this Project is Important

Potential Long Term Impact

Protected from weather shocks and provided with capital, farmers make productive investments in their maize farms.

Project Message

In focus groups, we met many farmers that do not sell their crops each year because they use the whole yield to feed their families. We hope this project will move these farmers beyond subsistence.
- Elana Safran, IPA Project Associate - Ghana

Who is Running This Project

Contact

Kareem Haggag
Project Associate
85 Willow Street
Building B, Second Floor
New Haven, CT 06511
United States
203.772.2216
Email:

Project Sponsor

Innovations for Poverty Action

Organization

Innovations for Poverty Action
101 Whitney Ave.
New Haven, CT 06510
United States
203.772.2216
http://www.poverty-action.org

Where this Project is Located

Country

This project is located in GhanaGhana and can also be found under Economic DevelopmentEconomic Development.

For more information about Ghana, read the Human Development Report on Ghana or the Wikipedia entry for Ghana.

When this Project was Updated

Last Updated

This project was last updated on November 6, 2009.

Date Added to GlobalGiving

This project was added to the GlobalGiving project catalog on January 2, 2009

Latest Update from the Field

A postcard from Protect and Invest in Farmers from Ghana

By Sheila Leonard - Visitor, October 14, 2009 05:18 PM

On June 5 I visited farmers in the small towns surrounding Tamale, the northern region of Ghana which is more desert-like than its lush neighbors to the south. The purpose of this project is to bring farmers out of subsistence farming and protect them from weather calamities. IPA is testing whether farmers will invest more in their farms if they have access to capital or insurance. We visited ten farmers – half who were receiving insurance money and half who were receiving capital, not based on rain. The insurance schedule is as follows: during the rainy season which is June, July, August, and September, farmers receive insurance money if there are 18 or more days of rain or 8 or less days of rain. The amount is based on their acreage and the number away from 18 or 8. It encourages people to produce on a greater scale in order to move away from only subsistence farming. The rains are late coming and the city is dry, hot, and agitated. The end of May is already late, but beginning of June – June 5th even and no rain? Too, too late. As we plod through each village, sweating profusely and searching for some shade – the IPA team and I all just look at each other, waiting for the heat to break and the rains to fall, and for mother nature to help these families out. The stark difference between the power of climate control in my life and the dependence on nature in Tamale is astonishing, how controlled my life is from the realities of nature.

In this visit in particular I felt like I met people who the organization was really reaching. Often my visits coincide with a song and dance about the Great Westerner granting the Lowly NGO a visit. But here, we went straight to farmers and they just looked so tired. Many NGO workers end up being the best paid members of a community, but agriculture is the largest employer. These farmers were unmoved by white people’s presence and just looked like – hey, I’m trying my best here, can you let me go do it now?

I’m eager to learn about IPA’s results – whether capital or insurance helped farmers produce more, or if they use the money for other needs outside of farming. Their experiment is run by an incredible project leader (Rob from England) who worked diligently to protect the purity of their experiment, engage with the community, and successfully obtain scientific direction on how to help agriculture in developing countries. I wish the team and farmers luck and if you have any questions feel free to comment!

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